Mercedes-Benz of Bloomington Finance Center
Welcome to the Finance Center at Mercedes-Benz of Bloomington
Are you ready to lease or finance your next set of wheels? The experts at the Mercedes-Benz of Bloomington finance center are ready to help you create a custom plan and get you rolling on the streets of Normal, Bloomington, Springfield, and Lincoln, IL.
Learn more about our team, our facility, and more on this page, and then contact us to start your journey!
Our Financial Services
After you’ve selected your ride, our finance professionals will be waiting to work with you on your lease or finance plan. If you’re a first-time car buyer, they’ll walk you through the pros and cons of each option and help you choose the right path for your situation.
You can apply for financing at our dealership and, upon approval, can review your options with our team. From there, they’ll customize your program. Once your transaction is complete, you’ll be ready to hit the road!
Not only do we offer a skilled finance team to help meet your needs, but we also have several helpful online tools. You can kickstart the lease or finance process from home by completing our finance application. There is also a Value Your Trade tool to show you what your current vehicle is worth and a payment calculator to prepare for your upcoming monthly payment.
Don’t forget to check out our vehicle specials, as they’ll feature many Mercedes-Benz models that are ready to go to work for you!
Leasing vs Financing – Which is Right for Me?
Vehicle leasing and financing offer incredible benefits, and your decision will ultimately come down to preference.
Leasing, for example, is great for those who want to drive a new vehicle without a sizable down payment and monthly payment. While you’re not paying to own the lease, you can finance or purchase it at any time. This is especially advantageous to drivers who exceed the mileage limit set in the lease agreement.
Additionally, many lessees won’t be responsible for paying for routine maintenance, as those services are often covered under warranty.
Financing is a long-term commitment in which you’re paying to own the vehicle. After completing the payment cycle, you will own the vehicle outright, so you can sell it or customize it as you see fit. While financing is often more expensive than leasing, you can refinance your auto loan for a more favorable monthly payment and interest rate.
If you keep your four-wheeled companion in good shape, it should retain a high resale value. Lastly, financing can positively impact your credit score by making timely payments.